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Choice Plus Checking

Welcome to the ultimate build-your-own checking account. With Choice Plus Checking, choose from expert advice and a financial plan, free. No more overdraft fees. Waived ATM fees. A no-fee safe deposit box. Or reduced loan rates. And so much more.

We offer features that actually help you save and grow your money. Plus all of the basics, like online banking, free bill pay, free identity theft resolution services, free debit card - and even some free checks.


And don’t forget: $10 in your First Independent savings account when you open a Choice or ChoicePlus checking account and sign up for overdraft protection or monthly auto transfers.++

With ChoicePlus Checking, get all the bells and whistles.

  • Free 1st Order of 50 Custom Checks
  • Free IdentityFirst™ Identity Theft Advocacy and Resolution
  • Unlimited Check Writing
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking
  • Free Telephone Banking
  • Upgrade to Gold or Platinum Visa Debit Card, with or without Security Photo
  • Free ATM service at all First Independent ATMs
  • $500 IndyPrivilege Overdraft Protection (learn more)
  • Free Small Safe Deposit Box for One Year (subject to availability)
  • Free Financial Review with a First Independent Financial Advisor representative*


Plus, CHOOSE two more items:

  • 0.25% APR Discount on Current Loan Rate
  • $50 Loan Fee Discount
  • Waive 2nd Year Fee on Flex Line Home Equity Line of Credit
  • Two Overdraft Fee Waivers per Year
  • $10 Deposit to Your First Independent Savings or Money Market with Monthly Auto Transfer ++
  • $10 Deposit to Your First Independent Savings or Money Market with Overdraft Protection Activation ++
  • FREE Images on Paper Statements
  • One Free Order of Custom Checks

 


And pick one more just for you:

  • CD Rate Bump - .25%
  • Annual Fee Waiver for IRA
  • NO FEE Auto Transfer on Overdraft Protection from Savings or Money Market to Cover Overdrafts ($5 per transfer value)
  • NO FEE (no $1.50 FI surcharge) at non-First Independent ATMs. Other bank's charges may apply.
  • Waive $100 Auto Loan Fee
  • One FREE Order of Custom Personal Checks

Total Average Value: $787 - 1003, depending on the features and benefits you select.
Monthly Service Charge: $15
Minimum Balance to Waive Monthly Service Fee: $5,000
Minimum to Open: $100

Ready to open your control freak checking account today? Visit any First Independent banking center or call us at 360.699.4293 or 888.341.2265.


Download a Ready To Choose Checking brochure for complete details. (pdf)

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To view pdf files, download Acrobat Reader .
Member FDIC. Equal Housing LenderEqual Housing Lender

All loans and credit lines are subject to credit approval.

** Requires adding two or more products or services at account opening. Report will not affect credit score. Upon redemption, client will have access to a credit specialist from Equifax. No cash value.

+ Requires a $20,000 minimum deposit that cannot be transferred from another First Independent account. Rate increase applies to a maximum of 10 CD accounts. Maximum deposit amount eligible to receive .25% annual percentage yield increase is $1,000,000. Maximum term eligible to receive .25% yield increase is 24 months.

++ Subject to IRS reporting and applicable income taxes. Limit one per account. Requires minimum $25 monthly auto transfer or overdraft protection must be taken from a First Independent Savings or Money Market Account to a First Independent Checking Account. Offer available only at account opening.

* First Independent Financial Advisors is a marketing name for products and services offered by PRIMEVEST Financial Services, Inc. is an independent, registered broker/dealer and registered investment adviser. Member SIPC / FINRA . Securities and insurance products offered by PRIMEVEST: Not FDIC insured. May go down in value. Not financial institution guaranteed. Not a deposit. Not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate PRIMEVEST Advisory Services Agreement and disclosure brochure as provided.

View PRIMEVEST  privacy policy and other important information .

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.