- Ready to figure out how much that loan will truly cost? Do you want to learn the power of compound interest? Put down the pencil with the huge eraser and try one of our easy to use calculators. First Independent's calculators are ready when you are.
Buy vs. Lease Equipment
Considering purchasing or leasing equipment for your business? Or a car for personal or business use? Find out if buying or leasing is right for you.
Cash Flow
Gain a better understanding of your business' current cash flow.
CD Calculator
Keep your money safe with guaranteed rates of return. Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
College Savings
College is expensive, and costs will only increase. Find out how much you need to save with the years you have to save.
Credit Card Payoff Calculator
Reducing debt is an important element toward becoming financially sustainable. A good place to start is with your credit card debt.
Find out how long it will take to pay off your current credit card debt.
Ladder Your CDs
Get access to your Certificates of Deposit (CDs) on a more frequent basis by laddering, which means they mature at different times instead of waiting for one CD to mature.
Find out how much you can earn when you ladder your CDs.
Loan Comparison Calculator
Determining which loan provides you with the best value involves more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan.
Mortgage Calculator
How much will the mortgage cost you? Use this calculator to generate an amortization schedule for your current mortgage.
Retirement Calculator
How long will it take you to retire? And what kind of retirement will you be able to enjoy when you get there. Start with a plan.
Use this calculator to help you create your retirement plan.
Roth vs. Traditional IRA Comparison
Which is better - a Roth or Traditional IRA? That depends on your age, how many years you plan to continue working, how much you are able to contribute and other factors.
Compare which one may be right for you.
Savings Calculator
What will it take to help reach your savings goals? Use the financial savings calculator to help you find out.