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  • Just starting out. Growing like a weed. Moving in new directions. No matter what stage your business is in, we have a BusinessFirst checking or savings solution for you.  Let us help you put together a package of business banking solutions that work as hard as you do.
  • High Performance Analyzed Checking

    Your business requires hundreds of transactions every month - deposits, vendor payments, payroll, you name it. In fact, you’ve hired a bookkeeper to help you keep it all straight. You might be considering remote deposit capture to eliminate time-consuming trips to the bank. A sweep account might be handy too. Bottom line, you need an account that works for where your business is headed.
     
    The basics of our BusinessFirst  High Performance Checking, which is an analyzed account, are shown below.  But this account is tailored in every way to your busines.  Your average daily balance provides an earning credit that helps cover the fees associated with this account, and First Independent offers an extremely competitive rate.  Best of all, our Cash Management Group is dedicated to exceptional client service.

    Account Basics

    • Free Indy OnLine internet banking
    • Free online bill pay
    • Free 24-hour telephone banking
    • Free VISA® Business debit card(s)
    • Free itemized statements
    • Free IdentityFirst™ theft resolution service
    • Discount on BusinessFirst Express loan with automatic payment
    • Visa Business credit card referral
    • Earnings credit for balances

    Extras

    • Waive first year fee on BusinessFirst Express Line of Credit
    • Free consultation with our Cash Management Group**
    • Free financial review with a First Independent Financial Advisor*

    If this seems like the right account for you, please contact our Cash Management Group at 360.699.4322 to set up an apporintment, or ask your banker to assist you.

    If you would like to learn more about our other Cash Management Solutions and how they can help you manage all your day-to-day finances, click here.

  • Performance Checking

    Business is booming and you’re ready to step up to an account that meets the needs of your growing business. Our BusinessFirst Performance Checking has all the basics covered but with a few more “bells and whistles” that make sense for where you are today—like a free consultation with our Cash Management Group or a Financial Advisor*.

    And you get maximum flexibility—choose any two (2) additional benefits at no charge!


    Account Basics
    • Free Indy Online internet banking
    • Free online bill pay
    • Free 24-hour telephone banking
    • Free VISA® Business debit card(s)
    • Free itemized statements
    • Free IdentityFirst™ ID theft resolution service
    • Discount on BusinessFirst Express loan with automatic payment
    • Visa Business credit card referral
    • No monthly service charge with low minimum daily balance

    Extras

    • Waive first year fee on BusinessFirst Express Line of Credit
    • Free automated bill/coin counting where available
    • Free consultation with our Cash Management Group**
    • Free financial review with a First Independent Financial Advisor*

    Activities

    • Check image statements available
    • First 100 deposits (including ACH) per statement cycle:  no charge
    • First 50 checks or ACH debits per statement cycle:  no charge

    Choices (Choose Two)

    No monthly service charge for first year $120 value
    Free Safe Deposit Box (as available) $40 value
    Free check image statements for first year $60 value
    $100 reimbursement for ReadyRemote™1 scanner $100 value
    $50 coupon for checks or related items $50 value
    Reversal of two (2) overdraft fees in first year** $66 value
    Free ACH1 set up $50 value
    No second year fee** on BusinessFirst Flex Line,
    a home equity line of credit used for business purposes.

    $50 value

     

  • Interest Checking

    If your business or organization qualifies, our BusinessFirst Interest Checking may be just right. With free online banking and bill pay, a low minimum balance to avoid fees and generous deposit and check writing allowances, it’s easier than ever to manage your money. And you earn interest too!


    Account Basics

    • Free Indy OnLine internet banking
    • Free online bill pay
    • Free 24-hour telephone banking
    • Free VISA® Business debit card(s)
    • Free itemized statements
    • Free IdentityFirst™ theft resolution service
    • Discount on BusinessFirst Express loan with automatic payment
    • Visa Business credit card referral

    Extras

    • Waive first year fee on BusinessFirst Express Line of Credit
    • Free automated bill/coin counting where available
    • Free consultation with our Cash Management Group**
    • Free financial review with a First Independent Financial Advisor*

    Activities

    • Check image statements available
    • First 100 deposits (including ACH) per statement cycle:  no charge
    • First 50 checks or ACH debits per statement cycle:  no charge

    If you are a nonprofit organization, please ask your banker about our special solutions.

  • Essentials Checking

    Our BusinessFirst Essentials Checking provides all the basics you need to start managing the financial side of your business. And with a choice of any one of four added benefits, you can tailor this account for the perfect fit.

    At First Independent, we want to make sure that you have all the tools you need to manage the finances for your small business. Your Essentials Checking Account is the first step.


    Account Basics

    • Free Indy Online internet banking
    • Free online bill pay
    • Free 24-hour telephone banking
    • Free VISA® Business debit card(s)
    • Free itemized statements
    • Free IdentityFirst™ ID theft resolution service
    • Discount on BusinessFirst Express loan with automatic payment
    • VISA® Business credit card referral
    • No monthly service charge with low minimum daily balance


    Activities

    • Check image statements available
    • First 25 deposits (including ACH) per statement cycle: no charge
    • First 25 checks or ACH debits per statement cycle: no charge


    Choices (Choose one)

    Free Safe Deposit Box (as available) $40 value
    Free check image statements for first year $60 value
    No second year fee** on BusinessFirst Flex Line, a home equity line of credit used for business purposes. $50 value

  • Savings for Business

    Whether your business is just starting out or well-established, money markets, Certificates of Deposit (CDs) and CDARS+ are important cash management tools. No matter what your business lifestage, it's a good idea to save.

    Business First  Money Market
    The more you save, the more you earn. And when you bring new dollars to First Independent, we reward you with great introductory rates.

    Check current rates.

    Certificates of Deposit
    The longer you save, the more you earn. Check out current rates on CDs.

    CDARS for Business

    Now your business can access multi-million dollar FDIC coverage on your CD investments made at First Independent.  As a member of the CDARS+ network, we are now able to offer FDIC insurance up to $50 million.

    With CDARS, you choose any maturity you like for your CDs - from 4 weeks to 5 years - and we take care of the rest. It's easy to manage and simple to understand.  Your business deals with only one bank, you earn the same rate for each CD maturity, and all your CD investments are consolidated onto one easy-to-read statement. 

    You eliminate the hassle of keeping track of multiple accounts with multiple institutions and you can forget about manually consolidating statements or interest disbursements.

    Imagine that – one bank, one rate, one statement. All of your CDs. All federally insured. Up to $50 million

    Learn more about CDARS for business.

    Ready to save? Visit any First Independent banking center or call one of our Client Service Specialists at 360.699.4293 or 888.341.2265.


Member FDIC. Equal Housing LenderEqual Housing Lender

All loans and credit lines are subject to credit approval.

* First Independent Financial Advisors is a marketing name for products and services offered by PRIMEVEST Financial Services, Inc. is an independent, registered broker/dealer and registered investment adviser. Member SIPC / FINRA . Securities and insurance products offered by PRIMEVEST: Not FDIC insured. May go down in value. Not financial institution guaranteed. Not a deposit. Not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate PRIMEVEST Advisory Services Agreement and disclosure brochure as provided.

View PRIMEVEST 
privacy policy and other important information .

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.


** Upon request.
+ Funds may be submitted for placement only after a depositor has signed a Deposit Placement Agreement with a member bank. This agreement contains important information and conditions regarding the placement of funds by a member bank. CDARS is a service mark of Promontory Interfinancial Network, LLC.
1 Requires credit approval.